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Case Study: Data Governance Transformation of a Leading FinTech
Enterprises are increasingly searching for ways to quantify the ROI of data lineage, observability, and data governance initiatives. This case study highlights how Decube’s Data Trust Platform helps organizations save thousands of engineering hours, reduce compliance costs, and build AI-ready pipelines. By unifying metadata, lineage, quality signals, and auditability into a single context layer, Decube delivers measurable operational efficiency and long-term financial value.

Executive Summary
Transforming Financial Services Through Data Trust. The company is one of Mexico’s leading fintech companies, serving over 50,000 SME customers with a valuation estimated of around USD 1.3 billion and operating as a fully regulated financial institution. With a growing product portfolio—including working capital loans, corporate credit cards, payments, and developing banking services—the company processes millions of data points and resources at terabytes levels monthly.
The company’s mission is to empower small and medium enterprises (SMEs) through streamlined, AI-powered and fully digital financial services. But as product offerings and user adoption scaled, so did the complexity of its underlying data operations.
Operating under stringent oversight from CNBV, Banxico and Condusef mandates, and the internal demand for AI-driven services, the company needed more than just a data visualization tool. It needed a foundation for trusted data—an intelligent layer that could unify, govern, monitor, and future-proof its data landscape.
That’s when the company partnered with Decube.

Decube gave us clarity in our chaos, and hope with trust and automation. It replaced spreadsheets and hard-coded SQL documentation.
Decube’s Value Proposition for Financial Institutions
Why Traditional Data Governance Falls Short
Most data governance initiatives fail not because teams don’t care—but because they’re:
- Too manual: Weeks spent mapping lineage or preparing audits
- Too disconnected: Engineering builds, Risk governs, Business waits
- Too reactive: Issues discovered when it’s too late—during outages or fines
Decube: Built for Real-World Data Chaos
Decube is not a traditional catalog or compliance tool. It is a Data Trust Platform that:
- Automatically discovers and documents data flows and dependencies
- Detects anomalies, drifts, and schema changes before damage is done
- Catalogs assets with rich metadata and business definitions
- Provides audit-readiness and policy enforcement aligned to regulations
- Bridges Engineering, Risk, and Business with one single source of truth
Built for the Regulatory Landscape
Decube enables financial institutions to align with:
- CNBV (Mexico) – Full lineage, consent enforcement, and auditability
- LGPD (Mexico) – Role-based access, data classification, retention rules
- BANXICO (Mexico) – Traceability and real-time operational visibility
- Open Finance (Mexico) – Consented sharing with audit trails across APIs and systems
This foundation allowed the company to shift from defensive data posture to strategic enablement.
Use Cases & ROI Breakdown
Use Case 1 – Automated Data Lineage & Audit Readiness
Challenge: Due to multiple application producers, complex data ETLs and database destinations for 20+ systems with lacking documentation and controls, analyze and map data lineage was an activity requiring 336 hours/month approximately, and still failed to meet real-time traceability needs.
Solution: Decube’s automated lineage system provided live, ERD diagrams, and column-level mapping of data flows with built-in audit trails.
Impact:
- 336 hours/month saved
- $35/hr × 336 = $11,760/month or ~$141,000/year in productivity
- Enhanced audit confidence and reduced risk of compliance delays
Use Case 2 – Data Catalog for Business Enablement
Challenge: Analysts spent 40+ hours/month on average to manually query data sources, reviewing SQL logic, and responding to data access requests from product, operational, compliance and audit teams.
Solution: With Decube’s catalog, business teams located datasets, understood usage context, and validated definitions without involving engineers.
Impact:
- 480 hours/year saved
- $45/hr × 480 = $21,600/year in analyst productivity
- Faster experimentation and decisions by product managers, compliance, fraud and other operating teams.
Use Case 3 – Observability & Data Anomaly Detection
Challenge: Recurring monthly ETLs and data flows failed or had data inconsistencies, which required escalation to multiple engineers and data engineers to recover and have digested data available for daily operations. Delayed resolution times causing issues and wrong data to customers and operations teams.
Solution: Decube proactively flagged schema changes, missing values, and volume anomalies upstream through alerts and automations.
Impact:
- 20 hours/month + 3-engineer incident avoidance (8 hours each)
- $1,540/month in avoided costs → ~$18,500/year
- Improved system stability, trust in dashboards, and operational resilience
Use Case 4 – AI Enablement & Model Deployment
Challenge: ML projects often stalled due to unclear data provenance and inconsistent data documentation stored only in SQL.
Solution: Decube provided pre-validated, trusted datasets with metadata, enabling faster model onboarding.
Impact:
- 6 hours saved/use case × 8 projects = 48 hours/year
- $45/hr (MLOps) × 48 = $2,160/year
- Higher success rate for AI pilots, shorter experimentation cycles
Strategic Gains & Risk Avoidance
Avoiding the High Cost of Non-Compliance
For financial institutions like the company, the cost of poor governance can be staggering:
- Estimated regulatory penalty exposure: $1M–$10M per incident
- Legal defense, audit remediation, and reputation recovery can further compound losses
By implementing Decube:
- The company closed critical lineage gaps identified by internal audit
- Reduced regulatory reporting cycle time by over 50%
- Strengthened internal controls to meet CNBV and LGPD expectations
Easy, Flexible Integration Across Legacy and Cloud Systems
One of Decube’s most powerful enablers of rapid time-to-value is its plug-and-play integration model. Financial institutions often operate with:
- On-premises data stores from legacy architectures
- Modern cloud databases across AWS, GCP, or Azure
- Data lakes and pipelines in SQL, XML, CSV, JSON, and mixed formats
With Decube, integration is straightforward:
- Assign a read-only service account with connection credentials
- Use Decube’s native connectors for SQL engines (PostgreSQL, MySQL, Oracle, SQL Server, etc.), file formats (Parquet, CSV, XLSX), and hierarchical data (XML, JSON)
- Deploy either in cloud-native or hybrid environments, depending on compliance and latency needs
This flexible architecture enabled the company to connect over 30 databases and file sources in just weeks, without re-architecting pipelines or writing custom code.

Conclusion – From Reactive to Strategic Data Culture
The company’s journey is not just about tools—it’s about a shift in mindset:
- From firefighting to proactive monitoring
- From tribal knowledge to structured metadata
- From compliance as burden to data as an enabler
Decube made that journey possible.
And now, this foundation is enabling the next generation of the company products—AI-driven lending, dynamic credit models, embedded APIs—built not on guesswork, but on trusted data.
To learn more or begin your own data trust journey, visit decube.io or contact our LATAM team.
Prepared by: Richard Hechenbichler, ex-VP Technology & Engineering, Konfio / Business Development LATAM, Decube













